Summary of collection Laws

Learn more about Collection Laws in each state as well as exemptions for federal law over state law.

Federal Garnishment Exemption: Federal Law exempts from garnishment 75% of disposable earnings per week, or an amount equal to 30 times Federal Minimum Hourly Wage, whichever is greater. Some states laws still on the books are listed in the PDF provided, but where federal law provides larger exemption, it supersedes the state law.

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